Money has powerful impact on most areas of our lives – from our relationships and the ability to afford life experiences, to our security and, yes, even our happiness. Our money situation is the key to achieving financial security and living our desired lives.
Yet most of us don’t have easy access to personal support and guidance when it comes to making important financial decisions. We’re unsure how best to work toward greater financial wellness.
As a Personal Finance Coach, helping you strengthen your financial position is my primary goal. Together we will work on improving your financial situation by addressing your financial behaviors, empowering you with knowledge, offering guidance when you need it, and supporting you through each stage in the process.
I measure my success
by the results my clients receive.
My Responsibilities to You
I am passionate about helping others work toward greater financial wellness. My loyalty and fiduciary responsibility is to you. I have your best interests at heart and comply with the Financial Coaching Standards & Code of Conduct that outlines the Ethical, Professional, and Practice Standards for financial coaching professionals. I also fully comply with the FTC’s Safeguard and Disposal Rules to protect your information and confidentiality.
What is a Financial Coach?
The term “financial coach” refers to a professional who works to understand a client’s current situation by conducting an analysis of the client’s finances; uncovers their goals and needs; defines clear objectives for the client; prioritizes steps; provides education, guidance, and accountability; and supports clients to work toward a state of financial wellness and security.
Thus, a financial coach’s role is to offer education, tools, resources, encouragement, and monitoring – not financial advice. Rather than telling clients what to do with their money, financial coaches give clients information, support, and tools so they can make their own qualified money management decisions.
What is Financial Coaching?
Financial coaching is a collaborative process that requires not just personal finance knowledge, but also interpersonal and communication skills. Financial coaches possess the skill sets to help provide educational guidance that helps clients confidently take effective action on financial matters in ways that best fulfill their goals. We assist clients to work toward developing positive habits and behaviors that increase their financial well-being and motivation to improve their own personal finances.
Financial coaching also requires knowledge and expertise in consumer protection, counseling psychology, education, and consulting techniques.
What Financial Coaches Are Not?
Financial coaching is not meant to be a therapeutic relationship or a crisis management service. Coaches provide encouragement and monitoring rather than advise. The behavior change process is client driven and designed to help clients work towards reaching their stated goals. Also, personal financial coaches are not investment advisors, so we will never provide you with direction or issue you reports and analysis on securities.
Benefits of working with Clarissa:
Feel more secure and confident about your finances
Ensure your financial goals are met
Being able to take care of your loved ones and family
Achieve a higher degree of financial security
Work towards affording your lifestyle goals
Available Coaching Packages:
Finance Coaching
I will help you identify and strengthen areas within in your personal finances so you can reach your finance goals. This coaching is geared towards your financial situation, so you'll always get actionable steps that will help you build good money habits, pay down debt, stick to your budget, and develop saving strategies. I will be your accountability partner, helping you to stay on track with your goals. During our sessions, you will also have the time to ask questions to help you better understand your situation and how we're going to work towards getting you out of it and on a better space.
STANDARD
(3 Months of Coaching)
Investment: $591
6 - 1hour Sessions
Understanding your Financial Situation
Understanding your Goals & Future Needs
Diagnosing your Situation
Establishing Goals and Outcomes
Providing Education and Guidance
PREMIUM
(6 Months of Coaching)
Investment: $1,122 (Save $60)
12 - 1hour Sessions
Understanding your Financial Situation
Understanding your Goals & Future Needs
Diagnosing your Situation
Establishing Goals and Outcomes
Providing Education and Guidance
Support and Accountability
ULTIMATE
(12 Months of Coaching)
Investment: $2,244 (Save $120)
24 - 1hour Sessions
Understanding your Financial Situation
Understanding your Goals & Future Needs
Diagnosing your Situation
Establishing Goals and Outcomes
Providing Education and Guidance
High Level Support and Accountability
*Note: Only 3 month coaching sessions are available. If you would like just one session, please schedule a Pick My Brain Session (see option below).
Pick My Brain
You may have a lot of unanswered questions floating around your head and everything you’re reading just sounds so confusing. That’s okay! Don’t worry. If you're stumped on where to start or need some understanding about a certain issue you're facing, schedule a 1hr 'Pick My Brain' Session.
What’s Included:
60 minute coaching call to discuss any of the following topics:
Budgeting
Saving Money
Paying Off Debt
Building Credit
Dropshipping
Starting a Blog
Email Marketing
Building Your Business on Instagram
If your topic is not here, please email me before booking your session.
Rates
Finance Questions
$197
Business Questions
$297
Create My Budget
Budgeting can be overwhelming for some, especially if you don't know what you're doing. I launched the Create My Budget package for those who need someone else to tell them specifically what they need to do with their budget so they can simply follow it.
What’s Included:
30 minute consultation session
30 min or 1hr Review Session (depends on package)
Rates
6 Month Budget: $397
12 Month Budget: $547
Note: Budget turn around time is 2 weeks.
Business Coaching
Want to start a blog, a dropshipping company, or make money on Instagram? Well you're in luck because I know all about it. With this strategy session, you'll get a free 45 minute assessment session where we'll talk about your goals and what you're looking to accomplish. Then we will schedule another 90 minute session to get to work on making that come true.
Starter Session: I will help you get your business started. Such as idea generation, picking your niche, determining your ideal audience, starting your website or blog.
Laser Session: This session is for those who already have their business created and need help with a specific direction in their business.
Please be sure to choose the right session for you.
What’s Included:
45 minute assessment session
1hr 30 min coaching sessions
Rates
Starter Session: $397
Laser Session: $597
Reviews
Business Coaching Session
“Clarissa answered all of my many questions plus offered more advice. I am more than grateful for the gems she dropped in our 1:1 and will be ready to start my dropshipping business soon. I just purchased the “Getting your first 1k instagram followers” 5 day class in order to build my business on Instagram. I know this class will be extremely knowledgeable as the others. If you’re ready or need to inquire about opening a dropshipping business, I advise you to take Budget Queen’s classes. It’s worth the price! “
— Nichole P.
Finance Coaching Session
“So I’ve successfully completed my first month with your budget. Thank you soooo much. I feel less stressed and in a better place mentally and financially thanks to your set up.”
— Essence W.
Pick My Brain Session
“Good morning!!! Love all your tips, advice and encouragement! I am proud to message you and tell you that for the first time EVER this month I have been paying my bills one week ahead of time! The best part? I still have money leftover! So many thought I was a lost cause and would never change my spending habits, but all you’re advice and encouragement really work! THANK YOU!!!!!”
— J.Y.
