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US savings bonds are known to be a very safe investment, but tend to have lower rates. However, if you’ve been watching the news and blogs, as of this year the rate for a Series I Bond is at 9.62% until October 28, 2022. To take advantage of this rate, you must complete your purchase of this bond on the Treasury Direct website by October 28, 2022.
Read More80% of Americans get their tax refund direct deposited into their bank account. It’s the easiest, quickest, and safest way to get your tax refund. But what if you gave the IRS the wrong routing and bank account number, or if the account they have on file for you is now closed? Here’s what to do if your tax refund is being deposited into the wrong account.
Read MoreGraduations, birthdays, house warmings, birth of a new baby, are all occasions where you may want to shower your family with nice gifts or cash. But what you may not have known is giving large sums of money or expensive gifts to your family and not reporting it to the IRS could land you in jail. Before you start giving large gifts to your family, read these important tips about tax penalties.
Read MoreThere are several options for ensuring that you don't pay more taxes than you need to. You can save throughout the year and at the last minute, but when it comes to income taxes, a little planning goes a long way. Use these 6 strategies to maximize your returns throughout the year.
Read MoreIt's amazing to be able to help a friend or family member who is facing financial difficulties, but money has a way of causing misunderstandings and hurt feelings. Many financial gurus advise against lending money to family members. Surveys have shown that 45% of people that make personal loans aren’t paid back entirely. And 25% never get paid back at all! Understand that the likelihood of getting paid back isn’t great. However, each scenario is unique. It's critical to consider all of the factors before making a decision. If you’ve decided to make a loan, here are some tips to make sure you don’t end up regretting it.
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