The Truth About Dollar Stores: Are They Really a Bargain?

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The Truth About Dollar Stores: Are They Really a Bargain?

Dollar stores have a way of sucking you in and forcing you to buy a bunch of things you don’t need. The promises of items for $1.00, well now $1.25 due to inflation, can make anyone feel like a smart shopper. But are these stores really the treasure troves they claim to be, or do they cost you more in the long run?

Let’s dive into the psychology and strategy behind dollar stores, so you can make smarter decisions about where your hard-earned money goes.

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Net Worth: What It Is and How To Calculate It

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Net Worth: What It Is and How To Calculate It

Discover the importance of understanding your net worth and how it can impact your financial health. In our comprehensive guide, we delve into why net worth matters, how to calculate it, and the tools you can use to track and improve it over time. Learn actionable tips to manage debts, increase assets, and plan strategically for different stages of life. Whether you're just starting out or gearing up for retirement, understanding your net worth is essential for making informed financial decisions.

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Value-Based Budgeting: Your Guide to Purposeful Spending

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Value-Based Budgeting: Your Guide to Purposeful Spending

Value-Based Budgeting is a personalized financial planning method that prioritizes spending on what truly matters to you, aligning your expenses with your deepest values and life goals. Learn how this approach can lead to increased financial satisfaction, reduced waste, and enhanced achievement of your dreams. Discover practical steps to implement Value-Based Budgeting, ensuring every dollar you spend enriches your life in meaningful ways. Whether you're saving for a dream vacation or investing in your education, find out how making value-driven financial decisions can lead to a richer, more fulfilling life.

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Mint Budgeting App Shutting Down

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Mint Budgeting App Shutting Down

The Mint Budgeting App is waving goodbye, and it's time for us to find a new money-tracking pal. It’s like changing cars; we gotta make sure the new one fits just right. Before Mint clocks out, let’s grab our money info from it and then hit the app store to test drive some new budgeting apps. It’s a big ol’ digital playground out there with lots of apps ready to help us keep our dollars and cents in check. By taking a few for a spin, we’ll find which one clicks with us the best. And hey, while Mint was a cool companion, there's a whole world of budget buddies out there waiting to help us stay on the money-saving track!

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The Best Budgeting Apps for 2023

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The Best Budgeting Apps for 2023

Struggling to keep your dollars in check? Discover the top 5 budgeting apps for 2023 that help you manage everything from groceries to getaways. Whether you have an Android or an iPhone, these apps have got your financial back.

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Valentine's Day Gift Ideas That Will Save You Money

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Valentine's Day Gift Ideas That Will Save You Money

Valentine's Day is an opportunity to show others how much you care. Many commercially accessible present choices can be expensive, deterring people from purchasing the items they desire for this special occasion. Use these methods to save money on meaningful Valentine's Day gifts this year.

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Family Loans: How to Lend Money to Family and Friends and Not Regret It

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Family Loans: How to Lend Money to Family and Friends and Not Regret It

It's amazing to be able to help a friend or family member who is facing financial difficulties, but money has a way of causing misunderstandings and hurt feelings. Many financial gurus advise against lending money to family members. Surveys have shown that 45% of people that make personal loans aren’t paid back entirely. And 25% never get paid back at all! Understand that the likelihood of getting paid back isn’t great. However, each scenario is unique. It's critical to consider all of the factors before making a decision. If you’ve decided to make a loan, here are some tips to make sure you don’t end up regretting it.

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5 Tips to Sticking to Your New Year's Resolutions

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5 Tips to Sticking to Your New Year's Resolutions

Millions upon millions of Americans set New Year Resolutions goals every year, but less than 8% of people actually stick with their goals. If you’re one of those people who have a habit of setting resolutions at the beginning of the year and then abandoning them a few days later, now is your chance to try something different. It's very possible to overcome your habit of giving up on New Year's resolutions with a few basic tips. Here are 5 tips for sticking to your resolutions.

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5 Reasons Why You Need A Vision Board To Reach Your Goals

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5 Reasons Why You Need A Vision Board To Reach Your Goals

Creating a vision board has become one of the most popular activities. It usually gets a lot of attention and traction around New Years when people think about the past year and the New Year’s resolutions they want to keep. A vision board is simply one tool that helps you visualize your dreams and your goals.

To some people it sounds silly because they don’t know how creating a vision board will help you reach your goals. So I’m going to give you 5 reasons how it helps. Let’s go…

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5 Last Minute Christmas Gifts That Won't Break the Bank

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5 Last Minute Christmas Gifts That Won't Break the Bank

Don't have enough time or enough money to splurge on Christmas gifts this year? Fret not, I'm giving you my 5 last minute Christmas gifts that won't break the bank. Get Christmas gifts that won't send you into debt, but are still good quality, super cute, and definitely useful.

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9 Secrets to Taking Back Control of Your Finances

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9 Secrets to Taking Back Control of Your Finances

Do you avoid looking at your bank account sometimes? If so, you may be afraid of your money. Now I know that sounds crazy because we're all about the dollar, within reason, but this is definitely a thing. This is the reason why some people don’t use budgeting apps. Luckily, even if the thought of your finances makes you uneasy, you can take certain actions that will enable you to take back control. These secrets will help you get a handle on your finances.

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